API Import: REST API to Import Transactions - Filing Service Clients (V4.9)

Field Title (header must be exact on JSON)

Description

Field type

Optional

Required

id

A unique ID used for tracking imported transactions

This number will be used to identify possible duplicate transactions. Identified duplicate transactions will be excluded from being imported.

varchar (255)

✓

policy_number

Policy number. Non-unique field.

varchar (50)

✓

policy_effective_date

Policy effective date

date (yyyy-mm-dd)

✓

policy_expiration_date

Policy expiration date

date (yyyy-mm-dd)

✓

transaction_effective_date

Transaction effective date

For endorsements, this is the endorsement date. For New/Renewal policies, this is equal to the policy effective date. If omitted, today's date is used as transaction eff. date

date (yyyy-mm-dd)

✓

expiring_policy_number

Expiring Policy Number

Only Required for Renewal type policies.

varchar (50)

Depends

invoice_date

This is the date that the policy was invoiced in most states. In GA, this is the Revenue Recognition Date, in HI, this is the Date Issued.

If omitted, the filing effective date will be used.

date (yyyy-mm-dd)

Depends

invoice_number

This is the invoice number (or unique transaction ID) generated by your Agency Management System (AMS). 

This number allows users to trace imports to existing transactions within the management system as is a value we recommend importing.

This number will be used to identify possible duplicate transactions. Identified duplicate transactions will be excluded from being imported.

varchar

✓

transaction_type

Updated transaction types can be found here.

varchar (50)

✓

policy_type

Options include "standard", "master", or "cert"

If unknown, choose "standard" or leave blank

varchar (50)

✓

account_written_as

Use one of these two options:

Brokerage = B

Direct Client = DC

Use "B" if you sell through a retail agent. Use "DC" if the policy is sold directly to the insured. If omitted, the default Agency Admin setting will be used

varchar (50)

✓

rpg

Risk Purchasing Group?

Yes = 1
No = 0

tinyint(1)

✓

layered_risk

Layered Risk

Yes = 1

No = 0

✓

broker_of_record

Broker of Record Change

Yes = 1

No = 0

tinyint(1)

✓

risk_retention_group

Risk Retention Group

Yes = 1

No = 0

tinyint(1)

✓

purchasing_group_name

Required if RPG (rpg field) is set to Yes (or 1).

If not included and RPG = Yes, then the transaction will still import but will show RPG error.

varchar(255 )

Depends

risk_description

Description of Risk

For New York, Ohio, and Pennsylvania, we require specific import codes to be used when importing.

For all other states, import this as a text value description of the coverage.

See this table for a list of the state-specific codes. To download the table, hover over the top right corner of the table, click on the three dots, and then export to CSV.

varchar(255 )

Depends

ecp

Exempt Commercial Purchaser?
Yes = 1

No = 0

If omitted, 0 (zero) value will be imported. Unless you know what this is, set this value to 0.

tinyint(1)

✓

exempt

Is the Insured/Entity considered tax-exempt by the state?

Exempt Yes = 1
Exempt No = 0

Unless you know that the insured/Entity is Tax Exempt, set the value to 0 or leave it blank (the system will default to 0). Currently Required only for the state of Utah.

tinyint(1)

✓

multi_state

Does the insured’s liability reside in multiple states?

Multi state Yes = 1
Multi state No = 0

InsCipher does not calculate Multi-state surplus lines tax breakdowns. With NIMA dissolving in 2016, InsCipher reports 100% of the premium to the home state of the insured and bases the tax percentages off that state. If omitted, the default is No (0). There are only a few states where InsCipher has enabled this field. 

tinyint(1)

✓

policy_limit

This is the aggregate policy limit/liability amount associated with the policy.

The requirement depends on State and Agency settings. There are about a dozen states that require this information when filing. For this reason, we recommend that you include the policy limit on every submission. If it isn't required by the state then this amount will be ignored. However, for a specific list, go here.

integer(12)

Depends

property_limit

Property Policy Limit

The requirement depends on State and Agency settings. We recommend that you include the property policy limit on every submission. If it isn't required by the state then this amount will be ignored.

Currently, this field only applies to PA.

integer(12)

Depends

transaction_line_of_business 

OR for multiple lines of business use:

transaction_line_of_business_list

This is an InsCipher-specific import code. We recommend using the Generic Import codes, which can be found here: Generic Line of Business / Coverage Code List If you want to use state-specific codes, you can. These can be found here.

For policies with a single LOB, enter the single import code. If there are multiple LOBs, then these would be added and separated by the pipe symbol “|”.

The requirement depends on whether the state requires a line of business breakdown. As this varies by state, we recommend importing all transactions with multiple lines of businesses, where applicable. If the state only allows for a single LOB when reporting, our system would select the coverage that is associated with the greatest premium amount $.

string

✓

transaction_line_of_business_coverage

The premium breakout (rounded to the nearest cent) without the dollar sign in the string. 

Broken-out premiums should be separated by a pipe symbol “|” and should be in the same order as the transaction_line_of_buisness_list.

Whether there is a single line of business or multiple, the premium total should always equal the total added in the premium field above.

string

✓

non_admitted_insurer_code

 OR for multiple insurance companies use:

non_admitted_insurer_code_list

This is the NAIC code associated with the insurer. Refer to the Insurance Company import list which can be downloaded here.

For policies with multiple insurance companies, provide the NAIC insurer code list. Multiple values are separated by the pipe symbol “|”.

For Lloyd's policies, use “AA-1122000”. Also, review syndicate_list and syndicate_list_coverage.

This requirement depends on the state requires an insurance company breakdown. As this varies by state, we recommend importing all transactions with multiple insurance companies, where applicable.

Example: 26883|35351

Must also provide details in non_admitted_insurer_code_coverage
Sample fields with Multi-Companies:

“non_admitted_insurer_code_list": "26883|35351",
"non_admitted_insurer_code_coverage”: ”60|40”

string

✓

non_admitted_insurer_code_coverage

Applicable percentage breakdown. For single insurance companies, list "100" here. For multiple insurance companies, list the breakout. This value would be the percentage breakdown in 100 based values (without the “%” sign). List these in the same order as the non_admitted_insurer_code_list. Multiple values are separated by the pipe symbol “|”.

The requirement depends on if the state requires an insurance company breakdown. As this varies by state, we recommend importing all transactions with multiple insurance companies, where applicable. If a state doesn't allow for multiple to be reported, then our system would select the carrier with the greatest percentage and report the amount with that carrier.

Example: 60|40

string

✓

syndicate_list

Syndicate list breakdown for Lloyd's ONLY policies, for mult-carrier policies that have Lloyd's and non-Lloyd's carriers, please refer to the note below.

Multiple syndicate codes should be separated by the pipe symbol “|”.

The requirement depends on agency settings and if the state requires a syndicate list breakdown when filing. To simplify the import process, we recommend that you import all Lloyd's policies with a syndicate list breakdown (if possible). If the state does not require it, the breakdown will be ignored.

Example:

"non_admitted_insurer_code": "AA-1122000", "syndicate_list": "AA-1120131|AA-1120124", "syndicate_list_coverage": "60|40"

Syndicate lists are required for multiple states. A full list can be found here:

NOTE: Should you have Lloyd's and Non-Lloyd's carriers, then import transactions with multiple insurance company breakouts where the syndicates would be included in this breakout rather than as a separate syndicate field.

string

Depends

syndicate_list_coverage

Syndicate list breakdown percentages listed as a whole number without the percentage sign "%".

Multiple values are separated by pipe the symbol “|”. Keep the percentages in the same order as the list above.

The total amount for the array must equal up to 100.

string

Depends

premium

Policy premium

If omitted 0 (zero) amount will be imported

decimal(12, 2)

✓

agency_fee

Policy / Broker / Agency Fee or other revenue-generating fee charged and retained by the brokerage to cover admin costs.

If omitted 0 (zero) amount will be imported

decimal(12, 2)

✓

inspection_fee

Inspection / Audit / Underwriting Fee or fee retained or required to be charged by the carrier.

If omitted 0 (zero) amount will be imported

decimal(12, 2)

✓

 collection_fee

Collection Fee, which is a fee charged to the insured for the collection of the invoiced amount.

Only applicable for KY. This is a non-taxable fee. 

If omitted or left null, this will import as "0" (zero).

decimal(12, 2)

✓

sl_tax

Surplus Lines Tax (name may vary slightly by state).

The requirement depends on the Agency account setting if tax import is optional.

If left null, 0 (zero) amount will be imported.

decimal(12, 2)

✓

stamping_fee

Stamping Fee (name may vary slightly as FSLO fee in Florida).

The requirement depends on the Agency account setting if tax import is optional.

If applicable in the state and the amount is left null, then 0 (zero) amount will be imported.

decimal(12, 2)

✓

sl_service_charge

Currently active only in the states of OR and MS.

If applicable in the state and the amount is left null, then 0 (zero) amount will be imported.

decimal(12, 2)

✓

municipal_fee

Currently active only in KY.

If applicable in the state and the amount is left null, then 0 (zero) amount will be imported.

decimal(12, 2)

✓

fm_tax

Fire Marshal Tax based on Line of Business. Active in IL, OR, MT, and SD and is based on premium amount.

The requirement depends on the Agency account setting if tax import is optional.

If applicable in the state and the amount is left null, then 0 (zero) amount will be imported.

decimal(12, 2)

✓

empa_tax

EMPA tax is active in the state of FL and is based on Line of Business. This value is also used (field is renamed on the UI) as the CT Healthy Home Assessment for property type coverages in CT.

If applicable in the state and the amount is left null, then 0 (zero) amount will be imported.

decimal(12, 2)

✓

total

We recommend leaving this as null

total amount = premium + all taxes + all policy fees.

If omitted, the system will sum up and import the total automatically.

decimal(12, 2)

✓

commission_received

Is commission received? Currently only applies to NH.

Yes = 1
No = 0

If the commission is received, policy fees cannot be charged. If omitted, a 0 (zero) value will be imported.

tinyint(1)

✓

mailing_insured_name

Full insured name as it appears in policy documents

varchar(100 )

✓

mailing_address

Insured mailing address

varchar(255 )

✓

mailing_address2

Insured mailing address line 2 (if applicable)

varchar(255 )

✓

mailing_city

Insured mailing city

varchar(100 )

✓

mailing_zip_code

Insured mailing zip code

varchar(20)

✓

mailing_state_code

Insured mailing state. 2 letter state code abbreviation.

Example: "CA" = California or "FL" = Florida

varchar(20)

✓

insured_entity

Insured entity types are used for states that may consider certain entity types tax exempt. If omitted, "commercial" will be used.

Insured Entity Types are listed below:

Currently only applies to SC, NC, TN & FL. If known, this can be imported for every state and InsCipher will ignore the value in the states where it isn't applicable. 

varchar(100 )

Depends

insured_email

Email address for the Insured

varchar(100)

Depends

insured_phone

Phone Number for the Insured

varchar(100)

Depends

insured_county

Mailing County

varchar(100)

Depends

physical_same_as_mailing

If the Physical State is the same as the Mailing State, then set this value = 1

If the Physical State is NOT the same as the Mailing State, set this value = 0.

IMPORTANT: If you make the physical state the same as the mailing state then you will need to make sure that both addresses are added with valid "States" codes or you will receive an import error.

tinyint(1)

✓

physical_address

Physical address

Required if Physical State is NOT the same as Mailing State.

Depends

physical_address2

Physical address line 2

varchar(255 )

Depends

physical_city

Physical City

Required if Physical State is NOT the same as Mailing State.

varchar(100 )

Depends

physical_zip_code

Physical zip code

Required if Physical State is NOT the same as Mailing State.

varchar(20)

Depends

physical_state_code

Physical state. 2 letter state code

Required if Physical State is NOT the same as Mailing State.

varchar(20)

Depends

agent_id

Each Agency and Agent user is assigned an "Agent ID". This value associates the transaction to a specific user.

If agent_id is omitted, the system automatically associates the transaction tot he parent Agency Admin user.

Only applies if you have multiple agent users where you want to track the agent or account manager that is tied to the policy. Otherwise, leave blank.

integer

retail_producer_name

Retail Producer Name

Required for filing in DE, OR, MS, MO, WA, and CA if the business is written through a Retail Agent/Producer.

varchar(255)

Depends

retail_producer_license

Retail Producer License Number

Required for filing in DE, OR, MS, MO, WA, and CA if the business is written through a Retail Agent/Producer.

varchar(255)

Depends

retail_agency_name

Retail Agency Name

Required in DE, OR, MS, and WA if the business is written through a Retail Agent/Producer.

varchar(255)

Depends

retail_agency_license

Retail Agency License Number

varchar(255)

Depends

retail_address

Retail Producer’s Address Line 1

Required in DE, OR, MS, MO, WA, and CA if the business is written through a Retail Agent/Producer.

varchar(255 )

Depends

retail_address2

Retail Producer’s Address Line 2

Required in DE, OR, MS, and WA if the business is written through a Retail Agent/Producer.

varchar(255 )

Depends

retail_city

Retail Producer City Location

Required in DE, OR, MS, and WA if the business is written through a Retail Agent/Producer.

varchar(100 )

Depends

retail_state

Retail Producer State Location

Required in DE, OR, MS, and WA if the business is written through a Retail Agent/Producer.

varchar(20)

Depends

retail_zip

Retail Producer Zip Code Location

Required in DE, OR, MS, and WA if the business is written through a Retail Agent/Producer.

varchar(20)

Depends

retail_phone_number

For future development

varchar(255)

Depends 

retail_email_address

For future development

varchar(255)

Depends 

sop_name

Service Of Process Name

Currently, only applies to AL.

Service of Process (aka service of suit) is a clause used in the event of a failure to pay amounts claimed under the policy, insurers agree to submit to any court of competent jurisdiction in the US to accept summonses and complaints. If asked for in the portal, including the Service of Process information that is included in the policy documents.

varchar(100 )

Depends

sop_address

Service Of Process Address

Currently, only applies to AL.

varchar(255)

Depends

sop_address_2

Service Of Process Address 2(if applicable)

Currently, only applies to AL.

varchar(255)

Depends

sop_city

Service Of Process City

Currently, only applies to AL.

varchar(100)

Depends

sop_state

Service Of Process State. 2 letter state code

Currently, only applies to AL.

varchar(20)

Depends

sop_zip

Service Of Process Zip Code

Currently, only applies to AL.

varchar(20)

Depends

dc_naic

Declining Carrier NAIC Code

Declining Carrier is an admitted insurance carrier that has declined the request for coverage.

Multiple values are separated by pipe symbol “|”.

Currently available in SC, TN, IN, NY, and CA necessary for SL-2 creation when batch filing.

Here is a mapping sheet that describes all of the declining carrier fields. 

varchar(255)

Depends

dc_date_declined

Declining Carrier Date Declined

Currently available in NY, CA; necessary for SL-2 creation when batch filing

For future logic, if added, multiple values are separated by pipe symbol “|” and is required if there are multiple NAIC codes. If you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

date (yyyy-mm-dd)

Declining Carrier Declining Reason

Not Active currently - as additional states are added, this field may become relevant. We do have a plan to add additional declining state requirements to speed up the filing process and eventually automate diligent effort forms. For now, you can exclude this field in your request or if you do add it, it will be ignored on the import. 

For future logic, if added, multiple values are separated by pipe symbol “|” and is required if there are multiple NAIC codes. The value imported would be the reason why the admitted carrier declined to write the business. This value imported is a state-specific reason and should be one of the options provided. If you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

dc_underwriting_consideration

Declining Carrier Underwriting Consideration.

Only be applicable to NY. For now, you can exclude this field in your request or if you do add it, it will be ignored on the import. 

For future logic, if added, multiple values are separated by pipe symbol “|” and are required if there are multiple NAIC codes. The value imported would be the underwriting consideration used when binding the policy. This value imported is a state-specific reason and should be one of the options provided. If you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

varchar(255)

Depends

dc_representative_name

Declining Carrier Representative Name

Currently available in CA; necessary for SL-2 creation when batch filing

For future logic, if added, multiple values are separated by pipe symbol “|” and are required if there are multiple NAIC codes. The value imported will be the representative name. IIf you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

varchar(255)

dc_representative_title

Declining Carrier Representative Title

Currently available in CA; necessary for SL-2 creation when batch filing

For future logic, if added, multiple values are separated by pipe symbol “|” and are required if there are multiple NAIC codes. The value imported would be the representative name. If you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

varchar(255)

dc_representative_email

Declining Carrier Representative Email

Currently available in CA; necessary for SL-2 creation when batch filing

For future logic, if added, multiple values are separated by pipe symbol “|” and are required if there are multiple NAIC codes. The value imported would be the representative name. If you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

varchar(255)

dc_representative_phone_number

Declining Carrier representative Phone Number

Currently available in CA; necessary for SL-2 creation when batch filing

For future logic, if added, multiple values are separated by pipe symbol “|” and are required if there are multiple NAIC codes. The value imported would be the representative name. If you want to view the states that eventually will begin requiring this field, please see this mapping sheet and use the filter to show those fields that are inactive.

varchar(255)

agent_notes

Agent Notes

Populates the Agent Notes section on the Filing Details page of a Filing Agent/Filing Agency Admin user.

Include only if you want to add other information about the policy not captured in any of the other fields.

varchar (255)

✓

umr_number

Lloyd's transaction number

Required in NJ and MS if Lloyd's is a carrier on the policy.

varchar(20)

Depends

sla_transaction_number

NJ Transaction Number (Format XXXXX-XX-XXXXX)

Required in NJ

Numeric (12) 

XXXXX-XX-XXXXX

Depends

wind_storm_exclusion

Windstorm Exclusion Flag

Flag on whether or not windstorm exclusion applies. Only applied to certain property coverages and only applies in TX and FL.

TRUE = 1
FALSE = 0

tinyint(1)

Depends

wind_storm_eligible_for_pool

Eligible For Windstorm Pool?

Only applied to certain property coverages and only applies in FL. 

TRUE = 1
FALSE = 0

Boolean

Depends 

wind_storm_deduction

Windstorm/Hurricane Deductible

Amount of windstorm/hurricane deductible related to certain property coverages. Only applies in FL. 

If not applicable, leave blank.

decimal(12, 2)

Depends

wind_storm_primary_amount

Windstorm Primary Amount (Coverage A)

Amount related to certain property coverages. Only applies in FL. 

If not applicable, leave blank.

decimal(12, 2)

Depends

wind_storm_other_coverages_deductible

All Other Perils Deductible

Amount related to all other deductibles not mentioned in the other fields above. Only applies in FL. 

If not applicable, leave blank.

decimal(12, 2)

Depends

lloyds_cover_holder_number

According to LLoyd's, Cover Holder is a company or partnership authorized by a Managing Agent to enter into a contract or contracts of insurance to be underwritten by the members of a syndicate managed by it in accordance with the terms of a Binding Authority. 

For additional details please see here

varchar (255 )

✓

lloyds_cover_holder_name

According to LLoyd's, Cover Holder is a company or partnership authorized by a Managing Agent to enter into a contract or contracts of insurance to be underwritten by the members of a syndicate managed by it in accordance with the terms of a Binding Authority. 

For additional details please see here

varchar (255 )

✓

transaction_documents

Section for uploading transactional documents (Policies, Diligent Effort forms, etc.) during API submission. If omitted, documents will need to be added separately using the document import API. Or they can be added manually to the filing details page for each policy.

(see below)

Depends

   └ code

Document import code examples can be viewed here. 

varchar

✓

   └ url

Full document URL that can be accessed by our system and downloaded.

For security reasons, many of our clients use a temporary URL (expiring after 120 mins) with a one-time use token.

varchar (255 )

✓

└ id

The unique document ID number. This is optional and used for import tracking purposes only.

integer(11)

✓